10 Things to Take the Trauma Out of Homebuying
How High Tech Is Your Home?
10 Questions to Ask a Home Inspector
What Your Home Inspection Should Cover
How Comprehensive Is Your Home Warranty?
5 Property Tax Questions You Need to Ask
10 Questions to Ask Your Condo Board
10 Questions to Ask Your Lender
6 Creative Ways to Afford a Home
10 Things a Lender Needs From You
Choices That Will Affect Your Loan
5 Things to Understand About Homeowners Insurance
10 Ways to Lower Your Homeowners Insurance Costs
5 Things to Understand About Title Insurance
What Not to Overlook on a Final Walk-Through
Common Closing Costs for Buyers
What to Keep From Your Closing
Tips for Packing Like a Pro
7 Reasons to Own Your Own Home
Tax Benefits of Home Ownership
8 Steps to Getting Your Finances in Order
Budget Basics Worksheet
8 Ways to Improve Your Credit
5 Factors that Decide Your Credit Score
Your Property Wish List
Tips for Finding the Perfect Neighborhood
Tips for Buying in a Tight Market
The Pros and Cons of Condos
5 Reasons You Need a REALTOR®
Questions to Ask When Choosing a REALTOR®
10 Steps to Prepare for Homeownership
How Big a Mortgage Can I Afford?
Steps to Prepare for Homeownership
10 Tips for First-Time Homebuyers
5 Common First-Time Homebuyer Mistakes
 
 

10 Things a Lender Needs From You
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1.

W-2 forms or business tax return forms if you're self-employed for the last two or three years for every person signing the loan.

2. Copies of at least one pay stub for every person signing the loan.
3.

Copies of two to four months of bank or credit union statements for both checking and savings accounts.

4. Copies of personal tax forms for the last two to three years.
5.

Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, e.g., a boat, RV, or stocks or bonds not held in a brokerage account.

6. Copies of your most recent 401(k) or other retirement account statement.
7.

Documentation to verify additional income, such as child support or a pension.

8. Account numbers of all your credit cards and the amounts of any outstanding balances.
9.

Lender, loan number, and amount owed on other installment loans, such as student loans and car loans.

10.

Addresses where you have lived for the last five to seven years, with names of landlords if appropriate.

 

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